'I had to get a credit card and overdraft after I lost Winter Fuel Payment'
Pensioners who lost winter fuel money after government changes tell the BBC the last few months have been a struggle.
Winter Fuel Payment
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Tens of thousands of pensioners might not get Winter Fuel Payment by Christmas
Tens of thousands of pensioners might not get their Winter Fuel Payments this year because of a backlog in processing claims.
Final deadline to claim pension credit and still get Winter Fuel Payment is 21 December
You can still receive this year's Winter Fuel Payment, which is worth from £100 to £300, if you claim by the cut-off date and your application is approved.
Tens of thousands face Winter Fuel Payment delay
Tens of thousands of pensioners might not get their Winter Fuel Payments this year because of a backlog in processing claims.
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